Tag Car Reviews

Car Value

Family Cars in America: A Comprehensive Guide

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The family car is an essential part of life for many American households. With diverse family needs ranging from school runs, vacations, to weekend getaways, a family vehicle must offer safety, reliability, and comfort. As the automotive industry evolves, families have more choices than ever before when it comes to selecting the perfect vehicle. This article delves into the most popular types of family cars in the U.S., their defining features, and considerations for making the right choice.

The Rise of the Family Car in American Culture

Cars have played a pivotal role in shaping American family life. Since the mid-20th century, vehicles like station wagons, and later minivans, SUVs, and crossovers, have dominated the market. These cars were designed with the family in mind—ample seating, cargo space, and a focus on safety. Over the decades, the concept of the family car has expanded, with manufacturers constantly innovating to meet … Read more

Auto Insurance

Safe driving key to keeping auto insurance cost down | News, Sports, Jobs

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Auto Insurance

Can I Change My Car Insurance Policy At Any Time? | Auto Insurance

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Whether you want to adjust your current car insurance policy because your coverage needs have changed or you want to switch insurers to save money, most companies make it easy to do so. Here’s what to know before you change your auto insurance policy.

Yes, in most cases you can change your auto insurance policy whenever you want – you don’t have to wait until the policy renewal period. To make changes to an existing policy, such as adjusting your current coverage limits or adding a teen driver, all you need to do is call your insurer’s customer service number or speak with your local agent. In most instances, any policy changes will take effect immediately, although you will be required to pay for any resulting increase in your premium upfront.

You can also switch car insurance companies at any time.

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Auto Insurance

How to put the brakes on rising car insurance costs

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InvestigateTV – Auto insurance rates are not immune to inflation, as experts are predicting the price will rise for many in 2022.

Several major auto insurers, including Allstate, Progressive, Geico and State Farm, already increased rates in early 2022 in many states, according to Bankrate.

Rod Griffin, a senior director of consumer education and advocacy with Experian, says 1 in 4 Americans is increasing worried about inflation.

“With the gas pump and the groceries and everything that we’re spending money on, it’s true for car insurance as well because the price of bumpers and vendors and cars themselves are increasing and that’s going to be passed on to us as consumers.”

So how do you work to cut auto insurance costs? Griffin has two suggestions: don’t get in any accidents and shop around.

You can ask your insurance company directly for available discounts for things like bundling auto and home

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Auto Insurance

Auto Insurance 2022 Rate Increases and Predictions

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The inflation that is making life difficult for consumers is also impacting car insurance companies. Across the nation, auto insurers are filing rate changes, many of which are rate increases. According to data from S&P Global Market Intelligence, the average rate increase in filing is about 4.9 percent. This means that, with the average cost of car insurance at $1,771 per year for full coverage, consumers could soon pay as much as $1,858 annually for the same coverage. To help you prepare for the coming increases, Bankrate dug deep into the data to find out which states are the most and least impacted by rate increases.

Key insights

  • Minnesota approved the highest 2022 rate increase, at 14.0 percent.
  • New York, Louisiana and Nevada policyholders may experience the highest premium impacts after rate increases take effect.
  • Rates will likely continue increasing in 2022 due to inflation and increased insurance claims.
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