Whether you want to adjust your current car insurance policy because your coverage needs have changed or you want to switch insurers to save money, most companies make it easy to do so. Here’s what to know before you change your auto insurance policy.
Yes, in most cases you can change your auto insurance policy whenever you want – you don’t have to wait until the policy renewal period. To make changes to an existing policy, such as adjusting your current coverage limits or adding a teen driver, all you need to do is call your insurer’s customer service number or speak with your local agent. In most instances, any policy changes will take effect immediately, although you will be required to pay for any resulting increase in your premium upfront.
You can also switch car insurance companies at any time.