Emergencies creep up on people like a thief in the night. You never know when one might hit you. The amazing news is that you have a few resources you can look at if you find yourself in a tough bind where you do not have enough funds to take care of a dire emergency. These are three types of loans you can get within a few hours:
Payday Loans
Payday loans are popular quick cash loans you might want to consider. To qualify to receive a payday loan, you must have a stable job for at least three months, an income of approximately $1,500 a month, and a positive bank account for at least three months. You can collect a payday loan in a few hours if the site isn’t busy and you have all your documentation.
Auto Title Loans
Auto title loans are loans placed against the title of your car. Some people refer to them as auto pawn loans as well. These might be good for you if you need a larger sum of money. They base the advance amounts on the value of your vehicle and offer you a percentage of that.
Pawnshop Loans
You could also request a loan from a pawn shop if you so desire. Pawnshops issue loans on a variety of items from musical instruments to televisions and other electronics. Some of them take popular mobile phones and computers. They, too, issue loans based on the retail value of the time offered. You can then take the funds and use them to handle your emergency. The benefit of using a pawn shop is that you can reclaim your items by paying the loan amount plus the finance charge within 30 days.
Choose from these three advances a loan that works best for you. You will have the funds to pay your bills quickly, and then you can breathe and relax about your emergency.