General Articles

3 Simple Elements That Make Budgeting Easy

14 Free Budget Templates and Spreadsheets | GOBankingRates

You can achieve financial stability without a budget; it’s like assembling DIY furniture without the instructions. It takes 10 times as long, leads to fights with your significant other and never looks like the picture on the box. And, almost everyone attempts to do both at least once during their lifetime.

Sure, there’s a challenge in puzzling out the 50 pieces of a bed frame, but there’s a lot more at stake with your money. Increase your chances of success by following the directions and keeping it simple.

1. Essential Expenses

First, determine your total monthly in-pocket income. Leave out taxes and business outlays, but include automatic payments such as employer insurance or 401(k) deductions for an accurate picture of your expenses. Now, budget up to one-half of that total for essential expenses, including housing, basic utilities, groceries, healthcare, auto insurance Newark DE and child costs.

2. Lifestyle Expenses

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General Articles

Rekeying or Replacing: Which Do You Need?

Replace or Rekey Your Door Lock? | Locksmith Services | Atlanta, GA

Whether you’re buying a new home, moving into an older home or simply looking for peace of mind, you’ll eventually think about replacing your house’s locks. But do you need to? Many people aren’t aware that rekeying is another option, or that it can be less expensive. First, though, you have to determine if lock rekeying Orlando will meet your needs.

Differences Between Rekeying and Replacing

Replacing a lock is just what it sounds like: removing the existing lock assembly to install a new one. In contrast to this, rekeying a lock involves disassembling the lock and changing the pins in the cylinder to correspond to a new key’s cut. The latter requires less hardware, including both the tools required and the replacement materials. If you don’t want new locks entirely—which can also mean new doorknobs as well—a rekeying procedure serves the same purpose of changing the keys needed to … Read more

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3 Tips for Making Fast Cash

It’s not uncommon for most people to find themselves in a bind at some point and in need of immediate cash. If you don’t have time to complete paperwork and wait for bank approval, you have other options. The old saying “One man’s junk is another man’s treasure” still holds true today. Look around your house. You likely have possessions you don’t need that have just been taking up space for years. 

32 Proven Ways to Make Money Fast

1. Your Old Car

Do you have an old car that’s been sitting in your yard awaiting the day it magically repairs itself? It’s time to be realistic and accept the fact that the car has no future with you. However, it does brighten the future of someone else. Contact a junk car buyer Saint Louis Mo. They’ll pick up the car and pay you cash on the spot. Bonus: Your yard is going to look better for it, … Read more

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3 Ways To Attract Customers to Your Dealership

No matter how good your sales team is, if you can not get customers to come to your lot, you will not sell many vehicles. Consider adding these three ways to attract customers to your dealership to your marketing plan. 

A Recipe for Customer Retention at Your Dealership | Digital Dealer

1. Offer Promotional Items

People love free stuff. Offering customers fun or useful car dealership promotional items Puyallup WA can be a great way to get customers to visit your lot. Additionally, offering customers items such as license plate frames or key fobs that have your company logo on them can turn your customers into billboards for your business. 

2. Have a Contest

If you have a big sales event that you want to attract a lot of potential customers to, you might consider offering a high-value prize, such as a free car, a barbeque grill, or a vacation. However, smaller prizes, such as a gift card to a local … Read more

General Articles

5 Tips for Safely Bucking Hay

When harvest season rolls around it’s not unusual to come across the term bucking hay. If you live in a small community you may have even done this laborious job yourself, whether in helping a family member on their farm, or in a rodeo competition. Maybe you have a side job of cutting bales yourself. Regardless of how you end up moving hay around, here are five safety tips you should remember.
 
1. Use Job Equipment Appropriately
 
There are a number of tools that might be used while bucking hay including a flatbed trailer or truck, or a tractor equipped with a double bale hay spear. It’s important to use this equipment appropriately and fully train anyone who might be operating the machinery.
Wrestling hay | Local | gazettetimes.com
2. Wear Protective Clothing
 
Anyone helping to move the hay bales should be wearing protecting clothing. Items such as denim jeans, chaps and heavy skin
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